Florida’s flood disclosure law: what every Broward landlord must know

By Damelecia, Inc. · Reviewed by Melecia Johnson, Broker/Property Manager · FL Lic. BK3251569 – April 2026 – last updated

If you rent out residential property in Broward County, a Florida law that took effect on October 1, 2025 (F.S. 83.512) changed what you’re required to tell your tenants – and a surprising number of owners still aren’t compliant.

What the law requires

Under SB 948, codified at Florida Statute 83.512, landlords must provide a written flood disclosure to residential tenants at or before the time a lease is signed.

Why this matters more in Broward than almost anywhere

Broward County is one of the most flood-exposed regions in the country. Large stretches of Hallandale Beach, Hollywood, Fort Lauderdale, Dania Beach, and Pompano Beach sit in or near designated flood zones.

The disclosure isn’t just paperwork – it’s a documented record that protects you as much as it informs the tenant.

What to actually do

• Add the disclosure to every residential lease going forward, delivered at or before signing.
• Know your flood history. If you’re aware the property has flooded or filed flood-related claims, disclose it.
• Check your flood zone. FEMA’s flood map service center lets you look up any address.
• Keep records. Retain a signed copy of the disclosure with the lease.

One important note: We’re a property management company, not a law firm, and this article is general information – not legal advice.

Not sure your leases are compliant?

We include the required flood disclosure in every Broward lease we execute, and we keep you current as Florida’s rules evolve.

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